Health Insurance for Expats and Residents in Spain
Compare and contract the perfect policy for your Non-Lucrative Visa, Golden Visa, or family reunification. Full coverage with zero copays.
Residency Price Estimator
Calculate your monthly quote with zero copays.
Consular Approval
Absolute guarantee for immigration offices and NIE.
24h Express Issuance
We send you the official certificate of coverage on the same day.
100% Refund
Full refund guaranteed if the visa is denied.
Approved official insurance companies
Official Residency Guarantees
All our selected policies strictly comply with the Spanish immigration law for your absolute peace of mind.
No Copays or Deductibles
Fixed monthly fee policies guaranteeing €0 additional expense on consultations or admissions, complying with consular law.
Full Hospitalization
Unlimited access to hospital stays in an individual room for a companion and all necessary surgeries.
Unlimited Specialists
Limitless consultations in traumatology, cardiology, dermatology, and over 50,000 national professionals.
Sanitary Repatriation
Unlimited legal guarantee of medical transport to the country of origin due to serious illness or death.
Free Blua Digital Module
Video consultations with specialists in under 5 minutes and approved e-prescriptions instantly on your mobile app.
Preventive Medicine
Guided annual health programs, complete preventive check-ups, and clinical analyses from day one.
Compare expat health insurances
Sanitas Más Salud (No Copay)
VIP Digital Coverage
The leading policy for residence visas. Includes the Blua telemedicine module free forever, premium hospitalization, and immediate consular certificate.
Adeslas Plena Total
3-Year Price Lock
Excellent national medical coverage option from Adeslas with zero copays. Includes repatriation and a protected renewal price during the first three years.
What does Immigration require for expats?
If you apply for the Non-Lucrative Visa, Family Reunification or the investor visa (Golden Visa), the contracted insurance in Spain must meet these criteria:
What does your health insurance include and exclude?
We detail the real conditions and common exclusions so you can make your decision with complete honesty.
- Unlimited access to specialists and high-tech tests in Spain.
- Medical and surgical hospitalization in a single private room.
- 24-hour emergencies and sanitary transport.
- Preventive medicine services and annual check-ups.
- Aesthetic treatments, cosmetic surgery, or elective reconstructive surgery.
- Prescribed medications outside the hospital (retail pharmacy).
- Pre-existing pathologies not declared in the health questionnaire.
- Fertility or assisted reproduction treatments (except in specific plans).
Esta comparación busca la máxima transparencia. Mostramos las exclusiones con la misma jerarquía visual que las coberturas para que tomes una decisión informada antes de contratar.
How to apply in 4 steps
100% online process, fast and secure with the personalized assistance of VitaBlue.
Fill in the form
Enter your age, arrival date in Spain, and select the visa type (Non-Lucrative, Golden) in our quoting tool.
Choose payment
Monthly or annual payment; we will show you applicable discounts and current promotions.
Health questionnaire
Complete a short digital medical questionnaire required for immediate resident policy issuance.
Get your policy
Get your official coverage certificate in PDF in 24 business hours, ready to present to immigration.
The experience of those who already trust us
"We contracted family health insurance with VitaBlue for our Non-Lucrative Visa. Super fast, zero copays or carencias, and the medical certificate was accepted at the consulate without any hurdles."
"We studied several policies for family reunification and Golden Visa. The VitaBlue advisor helped us wonderfully over WhatsApp, solving all our pre-existing condition queries and sending the approval in 24 hours."
"Fantastic express issuance. I needed the policy to renew my residence and they provided it instantly in PDF. Excellent continuous human support."
Clear doubts about Expat Insurance
Doubts with Immigration procedures?
Speak directly and free of charge with our advisors. We will clear up your doubts regarding pre-existing conditions, carencias, and policy registrations without any commitment.
